Overdraft Programs and Fees
Smart batch ingestion. Banking/lending topic distinct from payday lending.
Total Comments23Filings audited
Coordinated Comments0Campaign comments
Coordinated Share0%Proportion of record
Active Campaigns0Templates discovered
Largest Campaign0Maximum cluster size
Discovered Campaigns
Showing 0 campaignsNo reviewable campaign clusters exported
No campaign clusters are available for this docket yet.
Methodology & Ingestion Disclosures
Data Sourcing
Comments are fetched directly from official federal APIs (regulations.gov v4 API or the FCC ECFS public portal). Raw comments are ingested into our Delta Lake Bronze schema, stripping HTML noise and validating submitter fields without discarding critical metadata.
Clustering Limits & Caveats
Semantic clustering groups comments based on high-dimensional text vectors. It uses a similarity threshold (0.92 cosine proximity) to guarantee that only text sharing core structural, political, and semantic boilerplate is linked. False positives are audited against strict quality benchmarks.